Mr. Penn is a native Dallasite with a life-long interest in finance and the stock market. Fred graduated from Southern Methodist University where he majored in Banking and Finance. After seventeen years at the First National Bank in Dallas, he became one of the founders of Penn Davis McFarland. In addition to being a retired Commander in the U.S. Naval Reserve, Fred has been President of the Boys and Girls Club of Dallas, the Dallas Summer Musicals, the American Heart Association (Dallas Chapter), and participated in many other civic aspects of the community. Fred’s primary focus is client relations.